It is not actually an insurance policy. It is also called a Certificate of Financial Responsibility. It is a form filed with the State proving that you have the minimum liability insurance required for your state. While you have SR22, DPS will be notified if you have a lapse in your auto insurance or cancel your auto insurance. It is used by DPS to verify that you have minimum liability insurance following a DWI conviction, while you have an Occupational Driver’s License, after convictions for no insurance, or following an accident without insurance.
Who needs SR-22 Insurance?
People who have been convicted of DWI, people who want to get an Occupational Driver’s License while their license is suspended, people with a second conviction for “no liability insurance,” or people who have had their license suspended after a crash.
Can you get SR-22 from your Insurance Company?
Yes, you can call your insurance company and let them know you need an SR-22. Some insurance companies will provide you with an SR-22 for no additional charge, while others will add a fee. You can also choose to purchase a non-owner’s policy from a separate company. Some client’s worry that their rates will go up by using their insurance company, so they choose to go to a separate company to purchase the SR-22 Insurance.
Where can I get a “non-owner’s SR-22?”
There are lots of companies that offer SR-22 that a Google search will bring up, but Speedy SR-22 is a company we have worked with in the past who do a great job.
I purchased SR-22 Insurance, now what?
We ask that our client’s send us a copy of the SR-22 Certificate. If we are using the SR-22 Insurance to get you an Occupational Driver’s License, we will need a copy for the Court.
What does an SR-22 certificate look like?
From your first meeting in our firm, we know you will recognize this is more than what you expected out of a law firm. We pride ourselves on professionalism in and out of court, our accessibility (our clients know they can set up an appointment and speak with us when they would like and will often email us directly about any questions or concerns), and our passion for the law. Contact our criminal defense team today by calling (512) 494-4070 or requesting a free consultation online now.